508-277-5847 [email protected]

Put Your Money in the Hands of Someone That Know Best

Financial Advisor Boston Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Life isn’t all about money, but it is an important tool for building the life you want. Like with any tool, the best results are achieved when skilled, experienced hands are in control. I have studied the financial markets for over 30 years, and as the new financial ‘normal’ is continually redefined, I am always striving to learn more about it and adapt my knowledge to it.

The result: I can help you make smart investment decisions for every stage of your life, under all market conditions.

Every smart investment decision starts with me listening to you and asking you the right questions, including:

  • What are your short-term and long-term financial goals?
  • What kinds of financial assets are you working toward?

As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, and annuities, which I use to build custom portfolios, trusts, and retirement plans for people and organizations.

My Financial Planning Process

Whom Am I Affiliated With?

I am an Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., a $44B RIA based in Fairfield, IA.  Also registered with Cambridge Investment Research, Inc., an independent broker-dealer with over 3,000 registered representatives nationwide.

Cambridge Investment Research

How Much Do You Charge?

Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.

Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts or parents or grandparents setting up a 529 college savings plan.

Financial Advisor Boston

Do We Need to Meet in Person?

(For the time being a phone, Zoom, or email is replacing in-person meetings) Previously, our first introductory and fact-finding appointment would be in person or by telephone. The next meeting where I provide my recommendations would be in person.

Subsequent meetings where we monitor your progress and investments can be done in-person, by phone, email, Zoom, or skype or, more likely, a combination of these meeting types.

Financial Advisor Boston and Greater Boston

If you’re concerned about your financial future, let’s talk