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Investing In an Overpriced Stock Market

Investing In an Overpriced Stock Market

According to two measures of value, the answer is yes—and dangerously so. According to the CAPE ratio, the stock market is 185% overvalued. Another measure, the q ratio, has it at 80%. It has been overpriced only twice: in September 1929, right before the Great Depression, and in March 2000, at the tail-end of the dot-com bubble.

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Do You Have After-Tax Money in Your 401k?

Do You Have After-Tax Money in Your 401k?

Do you happen to have after-tax money in your 401k or 403b, assuming the fees and expenses in the IRAs are comparable to the 401k or 403b? A rollover might be beneficial. In Notice 2014-54, the IRS provided the option for an individual to roll over their pre-tax retirement money into an IRA while rolling over their after-tax money into a Roth IRA. If left in the plan, future earnings from the after-tax investments are

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Money Creation in the Time of Quantitative Easing (Q.E.)

Money Creation In the Time of Quantitative Easing or Q.E.

In capitalism, the government’s role in creating new money is limited. It mostly moves around money that is already in the economy, funds itself by collecting taxes or selling government bonds, and then spends that money back into the economy. So most of the money the government touches is already in the economy.
 

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