Put Your Money In the Hands That Know Best

An Independent Financial Advisor With the Tools and Expertise to Help You Build Life the Way You Like It

Financial Advisor Tim Hayes

Financial Advisor Tim Hayes

Life isn’t all about money, but it is an important tool for building the life you want. And, like any tool, best results happen when skilled, experienced hands are in control of it.

For over 30 years, I have studied the financial markets, always striving to learn and adapt my knowledge to the new financial “normal” as it is continually redefined. The result: I can help you make smart investment decisions for every stage of your life, under all market conditions.

Read More: Investing in an Overpriced Stock Market

And every smart investment decision starts with listening to my clients and asking them the right questions, which include:

  • What do you want out of life?
  • What are you working for?
  • What are your short-term and long-term financial goals?

Where Do I Work

From my Boston or Dartmouth office, I will provide expert, highly personalized financial planning, retirement planning, and investment solutions when you need an independent financial advisor in Massachusetts, Boston or Greater Boston, Salem or the North Shore, Hingham, or any other town on the South Shore, Andover, the Merrimack Valley, and the MetroWest, including Framingham, Carlisle or Concord, or the Southcoast, Nantucket Martha’s Vineyard, and Newport, RI.


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Tim will establish a plan attuned to your unique financial needs, whether you are an individual, small business, or company executive.


Tim is a financial advisor with the experience and knowledge you can trust to know which investment vehicles could be right for you.



Tim’s affiliations might not be the biggest, but his blog addresses significant issues affecting readers, either individual or corporate.

Book a Phone or In-Person Appointment

November 2021

With So Many Investment Possibilities, How Do You Know What’s Best?

Tim Hayes is a financial advisor with the experience and knowledge you can trust to know which investment vehicles may be right for you. Whether you’re an individual, small business, or company executive, he’ll put you on a financial path that’s right for you.


I am an Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., a $44B RIA based in Fairfield, IA. I am also registered with Cambridge Investment Research, Inc., an independent broker-dealer with over 3,000 registered representatives nationwide.

Cambridge Investment Research is an independent broker-dealer for financial professionals dedicated to offering objective investment advice to clients. Investment advisory services are offered through Cambridge Investment Advisors, Inc., a federally registered investment advisor.

Cambridge is fully devoted to four core values: integrity, commitment, flexibility, and kindness. And proud that independent financial professionals who are dedicated to those values choose Cambridge.

Most clients pay fee-only or an hourly rate. The size and complexity of the client's wealth management and financial and retirement planning determine that fee.

Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts, or parents or grandparents who set up a 529 college savings plan.

Read More: Fee-Only or Commission What's Best for You?

The first introductory and fact-finding appointment can be in-person or by phone. The next meeting where I provide my recommendations should be in-person. (For the time being, telephone, Zoom, and email are replacing in-person meetings.)

Subsequent meetings during which we monitor your progress and investments can be done in-person or by phone, email, Zoom, or Skype - or, more likely, a combination of these meeting types.

Contact Tim

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