508-277-5847 [email protected]

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Financial Advisor Boston

Services for Individuals, Couples, and Companies

 

 

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Tim Hayes

Tim Hayes

Investment Adviser Representative

Tim Hayes

Financial Advisor Boston AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Put Your Money in the Hands That Know Best

Life isn’t all about money, but it is an essential tool for building the life you want. Like with any tool, the best results are achieved when skilled, experienced hands are in control. I have studied the financial markets for over 30 years, and as the new financial ‘normal’ is continually redefined, I am always striving to learn more about it and adapt my knowledge to it.

The result: I can help you make smart investment decisions for every stage of your life, under all market conditions.

Every smart investment decision starts with me listening to you and asking you the right questions, including:

  • What are your short-term and long-term financial goals?
  • What kinds of financial assets are you working toward?

No Cookie-Cutter Solutions

As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, annuities, and life insurance programs. I use these and other products to build custom solutions for people according to their individual needs and goals.

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Financial Consultant Boston Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Investing In an Overpriced Stock Market

Is the U.S. stock market overpriced today? According to two measures of value, Q Ratio and CAPE the answer is yes—and dangerously so.

Retirement Plans for Self-Employed

I would like to give some love to two under-appreciated retirement plans: (1) the Simplified Employee Pension (SEP), and (2) the Solo 401(k). 

Bitcoin the Future of Money or a Novelty?

Proponents hail bitcoin as the world’s first virtual currency, forgetting or unaware that 97% of today’s money is virtual. Transacted without using physical cash

Retiring When the Stock Market is High and Interest Rates are Low

You just retired. Along with a great career, you have built up a substantial 401(k) balance. However, now you need income, not growth.

403b Retirement Catch-Up Options for Public School Employees

Public school educators, including university professors and administrators, can save more pre-tax than any other public or private-sector employee.

Active vs Passive Investing

Over the last ten years, however, $1 trillion of investors’ money has moved from active to indexes. A big reason for this is that, over that same period, most active managers have underperformed lower cost-index options.

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Financial Advisor Boston Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®