AIF® Designation
Summary: Tim Hayes of Cambridge Investment Research has been awarded the Accredited Investment Fiduciary* (AIF®) Designation from the Center for Fiduciary Studies (the Center), the standards-setting body for fi-360.
Boston MA on 12/20/2013 Tim Hayes of Cambridge Investment Research has been awarded the Accredited Investment Fiduciary* (AIF®) Designation from the Center for Fiduciary Studies (the Center), the standards-setting body for f1-360. The AIF designation specifies special knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care. The Designation is the cumulation of a rigorous training program, which includes a comprehensive, closed-book final examination under the supervision of a proctor, and an agreement to abide by the Code of Ethics. On an ongoing basis, Designees are required to complete continuing education to maintain the AIF Designation.
Mr. Hayes, a resident of Boston MA is a registered representative and investment advisor representative for Cambridge Investment Research in Boston. Hayes specializes in helping individuals, not for profits, and businesses.
Fi360 based near Pittsburgh, PA, is the first full-time training and research facility for fiduciaries and conducts training programs at universities throughout the United States and abroad. The Center for Fiduciary Studies confers the AIF Designation as well as the Accredited Investment Fiduciary Analyst (AIFA*) Designation. AIFA designees are also the only recognized professionals trained to perform fiduciary assessments, which measure how well investment professionals are fulfilling the fiduciary duties required of them by applicable investment legislation, case law, and regulatory opinion letters.
Cambridge is an independent broker-dealer for financial professionals dedicated to offering objective investment advice to clients. We are one of the nation’s leading independent broker-dealers and we are fully devoted to our four core values: integrity, commitment, flexibility, kindness. We are proud that independent financial professionals who are dedicated to our four key values choose Cambridge.
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Financial Advisor Tim Hayes
What Is My Financial Advisor Experience
I’ve held an industry securities registration for 30+ years and am subject to SEC and FINRA oversight.
How Much Do I Charge?
Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.
Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts, or parents or grandparents who set up a 529 college savings plan.
Do We Need to Meet in Person?
The first introductory and fact-finding appointment can be in-person or by phone. The next meeting where I provide my recommendations should be in-person. (For the time being, telephone, Zoom, and email are replacing some in-person meetings.)
Subsequent meetings during which we monitor your progress and investments can be done in-person or by phone, email, Zoom, or Skype – or, more likely, a combination of these meeting types.
Contact Tim
Tim has offices in Boston and South Dartmouth, Massachusetts. He’s licensed to handle securities in 8 states: Massachusetts, Rhode Island, New Hampshire, New York, New Jersey, Connecticut, Maine, and Florida.
