Financial Advisor Tim Hayes Helpful Insights and Personal Advice
Tim is affiliated with Cambridge Investment Research Inc., an independent broker-dealer dedicated to offering objective investment advice to clients. Cambridge Investment Research Advisors, Inc., an SEC Registered Investment Advisor, offers investment advisory services.
Though his affiliations may not be the biggest, his articles address significant issues affecting individual and corporate site visitors. For example, his latest article, “Inverted Yield Curve: Analyzing Its Predictive Power for Recessions,” is a must-read for anyone hoping to understand its predictive power.
Summary: Tim Hayes, an experienced financial advisor is qualified to optimize Social Security benefits and guide baby boomers in securing their financial future.
2023 Q4 Bond Market Reversal and Economic Factors for 2024: Yield Curve, Inflation, and Stock Market Evaluation
Summary: For economic forecasts and insights on bond and stock market performance, inflation, returns, yield curve, and future investments, contact Tim, a trusted Financial Advisor.
Summary: Are you looking for wealth management services in Boston? Contact Tim, a trusted wealth manager who can help you create personalized financial plans and strategies. Learn more about his services in this article.
Summary: Understand the impact of Windfall Elimination Provision on Social Security benefits for public employees. Make informed retirement decisions for a secure financial future.
Independent Advisor Tim Hayes Dives Deep into Fee-Based and Fee-Only Financial Services and How These Benefit Clients
Summary: New regulations set out to standardize financial planning compensation and align product recommendations and services with clients’ best interests.
Financial Advisor Tim Hayes
I’ve held an industry securities registration for 30+ years and am subject to SEC and FINRA oversight.
Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.
Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts, or parents or grandparents who set up a 529 college savings plan.
The first introductory and fact-finding appointment can be in-person or by phone. The next meeting where I provide my recommendations should be in-person. (For the time being, telephone, Zoom, and email are replacing some in-person meetings.)
Subsequent meetings during which we monitor your progress and investments can be done in-person or by phone, email, Zoom, or Skype – or, more likely, a combination of these meeting types.
Tim has offices in Boston and South Dartmouth, Massachusetts. He’s licensed to handle securities in 8 states: Massachusetts, Rhode Island, New Hampshire, New York, New Jersey, Connecticut, Maine, and Florida.