Do You Have After-Tax Money in Your 401k?
Tim Hayes
December 1, 2022
Tim Hayes Securities licensed in MA, RI, NH, ME, CT, NY, FL Do you happen to have after-tax money in your 401k or 403b, assuming
Financial Advisor Tim Hayes
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Tim Hayes
Offices in Boston & S Dartmouth
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2023 Retirement Plan Contribution Limits
Tim Hayes
December 1, 2022
Tim Hayes Offices in Boston & S Dartmouth The Internal Revenue Service increased the annual contribution deferrals on some popular qualified retirement plans. So you
Case Study Certified Annuity Specialist®
Tim Hayes
December 3, 2022
Financial Advisor Tim Hayes Tim Hayes Offices in Boston & S Dartmouth This is a hypothetical example and not actual clients and their outcomes. Desi,
Bitcoin the Future of Money or a Novelty?
Tim Hayes
December 1, 2022
One bitcoin today is worth roughly $20,915 which demonstrates how out-of-whack this cycle’s pet rock, tulip craze, or dot-com stock (pick your financial bubble) has
Should You Name a Trust as Beneficiary on Your Retirement Account?
Tim Hayes
December 3, 2022
To allow non-spouse beneficiaries to withdraw over their lifetime while protecting the retirement account (401k, 403b, IRA) from creditors, many attorneys recommended people name a
The Risks of Quantitative Tightening
Tim Hayes
December 3, 2022
This past December, after a 7% year-over-year inflation increase, Federal Reserve Chairman Jerome Powell reversed course. He declared that inflation was not transitory and laid
Is Inflation Transitory or Here to Stay?
Tim Hayes
December 3, 2022
One of 2021’s biggest financial stories is the comeback of inflation. It may be transitory, as the Federal Reserve has been stating, or more sinister,
Investing in an Overpriced Stock Market
Tim Hayes
December 3, 2022
The U.S. stock market has come a long way from its Great Recession low. That low, when the S&P 500 bottomed out at 666 on
Active vs Passive Investing
Tim Hayes
December 3, 2022
Financial Advisor Tim Hayes Tim Hayes Securities licensed in MA, RI, NH, ME, CT, NY, FL Warren Buffett once said of Jack Bogle, the founder
Money Creation in the Time of Quantitative Easing or Q.E.
Tim Hayes
December 3, 2022
In capitalism, the government’s role in creating new money is limited. It mostly moves around money that is already in the economy, funds itself by
Understanding Your Social Security and Medicare Options
Tim Hayes
December 3, 2022
Social Security and Medicare are the cornerstones of most retirement planning strategies. One provides an income stream that you cannot outlive. The other provides health
The U.S. Is in a Precarious Situation
Tim Hayes
December 3, 2022
You would think that with the stock market at an all-time high and interest rates at exceptionally low levels, the United States must have its
Do You Have After-Tax Money in Your 401k?
Tim Hayes
November 22, 2022
Tim Hayes Securities licensed in MA, RI, NH, ME, CT, NY, FL Do you happen to have after-tax money in your 401k or 403b, assuming the fees and expenses in
2023 Retirement Plan Contribution Limits
Tim Hayes
November 17, 2022
Tim Hayes Offices in Boston & S Dartmouth The Internal Revenue Service increased the annual contribution deferrals on some popular qualified retirement plans. So you will be able to put
Case Study Certified Annuity Specialist®
Tim Hayes
August 15, 2022
Financial Advisor Tim Hayes Tim Hayes Offices in Boston & S Dartmouth This is a hypothetical example and not actual clients and their outcomes. Desi, 62, and his wife, Lucy
Bitcoin the Future of Money or a Novelty?
Tim Hayes
June 17, 2022
One bitcoin today is worth roughly $20,915 which demonstrates how out-of-whack this cycle’s pet rock, tulip craze, or dot-com stock (pick your financial bubble) has gotten.
Should You Name a Trust as Beneficiary on Your Retirement Account?
Tim Hayes
April 27, 2022
To allow non-spouse beneficiaries to withdraw over their lifetime while protecting the retirement account (401k, 403b, IRA) from creditors, many attorneys recommended people name a Trust as the primary or
The Risks of Quantitative Tightening
Tim Hayes
February 10, 2022
This past December, after a 7% year-over-year inflation increase, Federal Reserve Chairman Jerome Powell reversed course. He declared that inflation was not transitory and laid out his plan for how
Is Inflation Transitory or Here to Stay?
Tim Hayes
November 4, 2021
One of 2021’s biggest financial stories is the comeback of inflation. It may be transitory, as the Federal Reserve has been stating, or more sinister, like the kind of increases
Investing in an Overpriced Stock Market
Tim Hayes
November 3, 2021
The U.S. stock market has come a long way from its Great Recession low. That low, when the S&P 500 bottomed out at 666 on March 9, 2009, is called
Active vs Passive Investing
Tim Hayes
September 30, 2021
Financial Advisor Tim Hayes Tim Hayes Securities licensed in MA, RI, NH, ME, CT, NY, FL Warren Buffett once said of Jack Bogle, the founder of The Vanguard Group and
Money Creation in the Time of Quantitative Easing or Q.E.
Tim Hayes
April 26, 2021
In capitalism, the government’s role in creating new money is limited. It mostly moves around money that is already in the economy, funds itself by collecting taxes or selling government
