2021 Outlook for Stocks and Bonds & 2020 Recap

2021 Outlook for Stocks and Bonds & 2020 Recap Thankfully 2020 is over. I hope you and your family made it through unscathed. I have been working from home at our place in S Dartmouth most of the year. It has more room than our place in Boston, and social...

Should You Have a Trust as Beneficiary on Your Retirement Account?

Should You Have a Trust as Beneficiary on Your Retirement Account? To allow non-spouse beneficiaries to withdraw over their lifetime while protecting the retirement account (401k, 403b, IRA) from creditors, many attorneys recommended people name a Trust as the primary...

Social Security When Should You Start Taking It?

Social Security When Should You Start Taking It? To try to develop the most effective retirement income strategy for the middle class, Stanford University’s Center on Longevity analyzed and compared 292 scenarios.[i] Its conclusion is a two-prong strategy. First,...

Investing In an Overpriced Stock Market

Investing In an Overpriced Stock Market The U.S. stock market has come a long way from its Great Recession low. That low, when the S&P 500 bottomed out at 666 on March 9, 2009, is called “the Haines’ bottom,” named after legendary CNBC anchor Mark Haines, who...

Getting Ready to Retire

Getting Ready to Retire Financial Planning for Retirees You have retirement accounts in a few different places, and so does your spouse. Now that you are retired or thinking of retiring, you are closer to using the money. But you haven’t changed the allocation or risk...

Asset Management

Asset Management Step 1: Review Your Current Investments I use fi360’s Proposal Report™ to compare your current holding to a portfolio developed from your risk tolerance. The review can Include all of your accounts: 401(k), IRA, 403(b), annuities, brokerage accounts,...

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