by Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®CES™ | Jun 10, 2020
Social Security When Should You Start Taking It?Financial Advisor Tim Hayes To try to develop the most effective retirement income strategy for the middle class, Stanford University’s Center on Longevity analyzed and compared 292 scenarios.[i] Its conclusion is a... by Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®CES™ | Sep 22, 2020
Estate Planning Case StudyFinancial Advisor Tim Hayes Congratulations, Fran and Ami Adams, for your marriage of over 40 years; two great kids; and two grandchildren, ages 3 and 11. You have built a substantial nest egg that you would like to [1] start sharing with... by Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®CES™ | Mar 10, 2020
Investing In an Overpriced Stock MarketFinancial Advisor Tim Hayes The U.S. stock market has come a long way from its Great Recession low. That low, when the S&P 500 bottomed out at 666 on March 9, 2009, is called “the Haines’ bottom,” named after legendary CNBC... by Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®CES™ | Mar 5, 2020
It Is Not Your Fault Your Retired With the Stock Market High and Interest Rates LowFinancial Advisor Tim Hayes You just retired. Along with a great career, you have built up a substantial 401(k) balance. It took a while, but you got the hang of investing in equities,... by Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®CES™ | Mar 5, 2020
Investing In Foreign Stocks and BondsFinancial Advisor Tim Hayes Because different countries have different currencies, overseas travel is usually more complicated than domestic travel. Likewise, overseas investing is more complicated than domestic investing. However,... 