Financial Advisor Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®
Because my fee-based accounts need a minimum of $100,000 if you have less than this to invest I usually charge a commission or an hourly rate.
- However, I use the same due diligence process for building your portfolio. I use mutual funds and exchange traded funds (ETFs) that have passed my due diligence process screening for low fees, historically competitive performance, low fund turnover, and long manager tenure.
- I work with all types of account registrations: IRAs, Roth IRAs, 403(b)s, SEPs, SIMPLES, 529 Plans, etc. After the portfolio is set up, you receive monthly or quarterly statements, and you can follow your account online at CirStatements.
- The custodian for the accounts will be either Pershing, a Bank of New York Mellon company or directly with the fund family.
- Periodically we meet to check if the portfolio is on track to meet your goals and to check performance and discuss rebalancing.
Read more: Fee-Only or Commission What’s Best for You
Past performance is no guarantee of future results. All investing involves risk. Depending on the types of investments, there may be varying degrees of risk. Investors should be prepared to bear loss, including total loss of principal. Diversification and asset allocation strategies do not assure profit or protect against loss.
Read more: Fee-only Accounts
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