Financial Planning

Secure Act Inherited IRA

Secure Act Inherited IRA

Congress recently passed, and President Trump signed, the SECURE Act. Among other things, it pushes back from age 70 1/2 to age 72 the age when someone is required to start taking their minimum distribution from their IRA, 401k, or IRA. It also allows individuals to...

Rules for Beneficiary IRA

Rules for Beneficiary IRA

The worst part of being a financial advisor is seeing a client pass away. Last year was especially tough for me, as two long-time clients of mine passed away. It is difficult to talk with beneficiaries, some of whom I meet for the first time after they suffer such a...

Financial Advisor for the Self-Employed

Financial Advisor for the Self-Employed

​Self-employment can be risky, but it can be made less so with good retirement-saving options. I want to give some love to two under-appreciated retirement plans: (1) the Simplified Employee Pension (SEP) and (2) the Solo 401(k)—available to anyone who generates...

Student Loans Private or Government Sponsored

Student Loans Private or Government Sponsored

In a perfect world, the government would allow students to refinance their public and private student loans into one loan at a low rate while the borrowers continue to receive government loan protections and forgiveness programs. Until then, borrow wisely, and...

Taxes Case Study

Taxes Case Study

This is a hypothetical example and not actual clients and their outcomes. Sean is 26 years old and just started working in an entry-level management position for Nissan. He makes $64,000 a year with Nissan, plus he is self-employed as a wedding photographer, grossing...

If you’re concerned about your financial future, let’s talk

If you’re concerned about your financial future, lets talk