My prediction is that it will be more difficult for both U.S. stocks and bonds to go up in the coming years.
Financial Planning for Retirees You have retirement accounts in a few different places, and so does your spouse. Now that you are retired or thinking of retiring, you are closer to using the money. But you haven’t changed the allocation or risk level of any of those...
Most investors would benefit by having a percentage of their portfolio allocated to overseas stocks and bonds.
Is the U.S. stock market overpriced today? According to two measures of value, Q Ratio and CAPE the answer is yes—and dangerously so.
Many retirees frustrated by low rates have put money earmarked for bonds into stocks, hoping the dividends plus growth will provide income.
Your Financial Planning Starts with gathering your financial information into one place, to generate thoughts, questions, and opinions about your personal financial goals and situation. 1. You gather your data: financial questionnaire, tax forms, brokerage...
One of the primary goals of estate planning is avoiding probate. Probate is public, time-consuming, and costly.
Over the last ten years, however, $1 trillion of investors’ money has moved from active to indexes. A big reason for this is that, over that same period, most active managers have underperformed lower cost-index options.
Many financial advisors are registered as both representatives of a broker-dealer and as investment-advisor representatives of an investment advisor.
I would like to give some love to two under-appreciated retirement plans: (1) the Simplified Employee Pension (SEP), and (2) the Solo 401(k). Both are available to any person who generates income from self-employment.