My prediction is that it will be more difficult for both U.S. stocks and bonds to go up in the coming years.
Bonds
Getting Ready to Retire
Financial Planning for Retirees You have retirement accounts in a few different places, and so does your spouse. Now that you are retired or thinking of retiring, you are closer to using the money. But you haven’t changed the allocation or risk level of any of those...
Investing In Foreign Stocks and Bonds
Most investors would benefit by having a percentage of their portfolio allocated to overseas stocks and bonds.
Investing In an Overpriced Stock Market
Is the U.S. stock market overpriced today? According to two measures of value, Q Ratio and CAPE the answer is yes—and dangerously so.
Retiring When the Stock Market is High, and Interest Rates are Low
Many retirees frustrated by low rates have put money earmarked for bonds into stocks, hoping the dividends plus growth will provide income.
Financial Planning Process
Your Financial Planning Starts with gathering your financial information into one place, to generate thoughts, questions, and opinions about your personal financial goals and situation. 1. You gather your data: financial questionnaire, tax forms, brokerage...
Estate Planning Case Study
One of the primary goals of estate planning is avoiding probate. Probate is public, time-consuming, and costly.
Active vs Passive Fund Investing
Over the last ten years, however, $1 trillion of investors’ money has moved from active to indexes. A big reason for this is that, over that same period, most active managers have underperformed lower cost-index options.
Fee-Only Fiduciary Financial Advisor
Many financial advisors are registered as both representatives of a broker-dealer and as investment-advisor representatives of an investment advisor.
Financial Advisor for the Self-Employed
I would like to give some love to two under-appreciated retirement plans: (1) the Simplified Employee Pension (SEP), and (2) the Solo 401(k). Both are available to any person who generates income from self-employment.