Category: Financial Planning
Tim Hayes
Offices in Boston & S Dartmouth
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Avoiding an IRMAA Surcharge on Your Boston Public Schools Sick Leave Payout
Get to Know Free Call → (508) 277-5847 Avoiding an IRMAA Surcharge on Your Boston Public Schools Sick Leave Payout By Tim Hayes, Financial Advisor ...
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Massachusetts RetirementPlus Buyback Guide: Evaluating House Bill H.4361 vs. Senate Bill S.3109
Legislation Update — The Massachusetts House and Senate have passed different versions of the RetirementPlus buyback bill. The two chambers must reconcile them before it ...
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Financial Planning for Massachusetts State Police: Group 3 Pensions, Age 55 Mandatory Retirement, and WEP Repeal
Get to Know Free Call → (508) 277-5847 Financial Planning for Massachusetts State Police: Group 3 Pensions, Age 55 Mandatory Retirement, and WEP Repeal By ...
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MA Public Employee Military Buybacks: Navigating 0% Interest, 11-Year Windows, and 457 Rollovers
Request a Free Intro Call By Tim Hayes, Financial Advisor for the Public and Not-for-Profit Sector With six years of state service, purchasing four years ...
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Massachusetts 403(b) Tax Trap: How to Avoid Double State Tax on Pre-1998 Contributions
Request a Free Intro Call By Tim Hayes, Financial Advisor for the Public and Not-for-Profit Sector Why Finding Pre-1998 Contributions Is Critical For an individual ...
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Can I Contribute to Both a 403(b) and 457? 2026 Limits for MA Educators
Independent Boston financial advisor explains how 403(b) and 457 plans work together. Covers IRS contribution limits, catch-up provisions, and strategies for maximizing retirement savings.
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