Financial Planner

Expert and highly personalized financial planning solutions for individuals and couples.

  • You will understand investment concepts – I talk in familiar language, not financial jargon.
  • You can make educated investment decisions with the help of my objective, independent research.
  • I am free to collaborate with you and advise you objectively as we design a written financial plan to address your concerns and establish a path to your goals and dreams.
  • You will be able to trust and confide in me, as I will understand and prioritize your financial priorities and goals. I will serve you in a relationship.
  • You will not have to explain your financial history again and again to a series of new faces; I will be here for you.

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Recent Financial Planner Articles

It Is Not Your Fault You Retired When the Stock  Market is High and Interest Rates are Low

It Is Not Your Fault You Retired When the Stock Market is High and Interest Rates are Low

By: Tim Hayes Financial Advisor - posted in: Financial Planner - Last updated Jul 19, 2019

You just retired. Along with a great career, you have built up a substantial 401(k) balance. It took a while, but you got the hang of investing in equities: never comfortable with the ups and downs, but always focusing on long-term growth.

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Tim is a Financial Advisor Who Can Help You With the Following:

  • Measure how well your investments match up with your risk tolerance and goals and income needs.
  • Taxes design a strategy for minimizing your tax burden.
  • Portfolio recommend investments based on an explicit balance of growth vs. security
  • Figure out whether you should keep your 401(k) or 403(b) with your previous employer or roll it into an IRA, where I will build you a new portfolio.
  • Build that portfolio using your risk tolerance to create enough retirement income but not outliving your money.
  • Look over any pension options for which you may be eligible, review any Social Security and Medicare questions you may have.
  • Examine any group life policies you may want to convert to an individual plan.

About Financial Advisor Tim Hayes

Tim Hayes

Financial Advisor

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