Financial Planner

Expert and highly personalized financial planning solutions for individuals and couples.

  • You will understand investment concepts – I talk in familiar language, not financial jargon.
  • You can make educated investment decisions with the help of my objective, independent research.
  • I am free to collaborate with you and advise you objectively as we design a written financial plan to address your concerns and establish a path to your goals and dreams.
  • You will be able to trust and confide in me, as I will understand and prioritize your financial priorities and goals. I will serve you in a relationship.
  • You will not have to explain your financial history again and again to a series of new faces; I will be here for you.

Must read articles about financial planning

How the Federal Tax Cuts and Jobs Act Can Help Solve the Public Pensions Problem

How the Federal Tax Cuts and Jobs Act Can Help Solve the Public Pensions Problem

Almost all states could see more revenue as a result of the 2017 Act. This gives the politicians ...
The Retirement Plans of Self Employment

The Retirement Plans of Self Employment

Self-employed individuals who want to save more than 20% on taxes should look into the Solo 401), ...
What Politicians and Real Estate Developers Get Wrong About Government Debt and Deficits

What Politicians and Real Estate Developers Get Wrong About Government Debt and Deficits

The deficit is the annual difference between what the U.S. government spends and what it takes in ...
Is It a Smart Idea to Reduce Taxes If a Big Buyer of Your Debt Stops Buying?

Is It a Smart Idea to Reduce Taxes If a Big Buyer of Your Debt Stops Buying?

You have probably heard conversations where people worried about what would happen to interest ...

Recent Financial Planner Articles

The Impact of Tax Cuts on Your State Income Taxes and Your Investment Strategy

The Impact of Tax Cuts on Your State Income Taxes and Your Investment Strategy

By: Tim Hayes Financial Advisor - posted in: Financial Planner Investment Advisor - Last updated Jul 19, 2019

The big winners from the new congressional tax bill are corporations, which will see their tax rates reduced from 35% to 21% while keeping most of their deductions. However, second but little-talked-about winners are state governments, mainly in those forty or so states that align their tax codes with the federal system.

Read More

Tim is a Financial Advisor Who Can Help You With the Following:

  • Measure how well your investments match up with your risk tolerance and goals and income needs.
  • Taxes design a strategy for minimizing your tax burden.
  • Portfolio recommend investments based on an explicit balance of growth vs. security
  • Figure out whether you should keep your 401(k) or 403(b) with your previous employer or roll it into an IRA, where I will build you a new portfolio.
  • Build that portfolio using your risk tolerance to create enough retirement income but not outliving your money.
  • Look over any pension options for which you may be eligible, review any Social Security and Medicare questions you may have.
  • Examine any group life policies you may want to convert to an individual plan.

About Financial Advisor Tim Hayes

Tim Hayes

Financial Advisor

CLICK TO CALL

If you're concerned about your financial future, lets talk

Pin It on Pinterest