Investment Advisor

  • I have been a professional financial adviser for 26+ years. I specialize in building custom portfolios for people saving their money for retirement or are already retired.
  • I have all the tools individuals, companies, and not-for-profits need for their wealth management as well as their financial planning for retirement.
  • Because I am an independent financial advisor, there are no requirements to use a specific tool. Therefore you benefit from advice and products tailored to meet your unique investment needs.

Read more: Wealth Management Solutions

Must read articles about investing

Is the Economy Getting Better?

Is the Economy Getting Better?

Anyone reading today’s financial press would think the U.S. economy is accelerating—finally taking ...
The World Is Drifting Away from Capitalism

The World Is Drifting Away from Capitalism

The bigger a central bank balance sheet, the more the government is involved and the less ...
Is the Reduction of the Fed’s Balance Sheet a Ticking Time Bomb? Two Financial Heavyweights Weigh In

Is the Reduction of the Fed’s Balance Sheet a Ticking Time Bomb? Two Financial Heavyweights Weigh In

A dispute is brewing in the financial press between two financial heavyweights: Paul Sheard, ...
Financial Planning Process

Financial Planning Process

Starts with gathering your financial information into one place, to generate thoughts, questions, ...

Recent Investment Advisor Articles

Cambridge Investment Research’s DOL Response

Cambridge Investment Research’s DOL Response

By: Tim Hayes Financial Advisor - posted in: Investment Advisor - Last updated Jul 11, 2019

You may have seen recent media coverage regarding a new fiduciary rule approved by the U.S. Department of Labor (DOL). This regulation will affect my business and the financial industry as we work under a new set of rules and disclosure requirements but it should not dramatically impact the most important thing to me, which is my relationship with you.

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Are We in Another Financial Bubble

Are We in Another Financial Bubble

By: Tim Hayes Financial Advisor - posted in: Investment Advisor - Last updated Jul 10, 2019

In the movie All The President’s Men, a source of reporter Bob Woodward nicknamed “Deep Throat” informs him that, to solve the mystery of Watergate, he needs to follow the money. To understand how the stock market can almost triple in value during a period of mediocre economic growth (2008-2015), we must do the same.

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Are Interest Rates Heading Up?

Are Interest Rates Heading Up?

By: Tim Hayes Financial Advisor - posted in: Investment Advisor - Last updated Jul 19, 2019

The Federal Reserve, a.k.a. “the Fed,” has kept the federal funds rate at zero for seven years now. But after a strong monthly jobs report in October, where the economy created 271,000 new jobs and the unemployment fell to 5%, the Fed may finally be ready to raise it.

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Taking Stock In Overseas Investing

Taking Stock In Overseas Investing

By: Tim Hayes Financial Advisor - posted in: Investment Advisor - Last updated Jul 18, 2019

Because different countries have different currencies, overseas travel is usually more complicated than domestic travel. Likewise, overseas investing is more complex than domestic investing. However, just as foreign travel adds diversity to your travel experiences, so foreign assets add diversification to your portfolio.

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Tim is an Investment Advisor Who Can Help You With the Following:

  • Measure how well your investments match up with your risk tolerance and goals and income needs.
  • Make recommendations for changes to your finances if needed.
  • Figure out whether you should keep your 401(k) or 403(b) with your previous employer or roll it into an IRA, where I will build you a new portfolio.
  • Build that portfolio using your risk tolerance with the goal of creating enough retirement income but not outliving your money.


Helpful Guidance, No Pushy Sales Pitch.

For a free, independent, and objective consultation, contact me today. Independent investing advice. A track record of success.

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