When You Need Retirement Income

  • You should consider me as your retirement planning advisor when switching from growing your retirement accounts to distributing them.
  • This transition usually means moving some money from stocks to bonds, and I am well-schooled in the economy, inflation, interest rates, and bonds.
  • Before coming to Cambridge in 2010, I spent 20 years with MetLife, so I am also well versed in guaranteed retirement products such as variable and fixed annuities.

Must read articles about income

How the Federal Tax Cuts and Jobs Act Can Help Solve the Public Pensions Problem

How the Federal Tax Cuts and Jobs Act Can Help Solve the Public Pensions Problem

Almost all states could see more revenue as a result of the 2017 Act. This gives the politicians ...
The Retirement Plans of Self Employment

The Retirement Plans of Self Employment

Self-employed individuals who want to save more than 20% on taxes should look into the Solo 401), ...
What Politicians and Real Estate Developers Get Wrong About Government Debt and Deficits

What Politicians and Real Estate Developers Get Wrong About Government Debt and Deficits

The deficit is the annual difference between what the U.S. government spends and what it takes in ...
Is It a Smart Idea to Reduce Taxes If a Big Buyer of Your Debt Stops Buying?

Is It a Smart Idea to Reduce Taxes If a Big Buyer of Your Debt Stops Buying?

You have probably heard conversations where people worried about what would happen to interest ...

Recent Economy, Markets, and Interest Rates Articles

Don’t Overreact to Skyrocketing Consumer Confidence

Don’t Overreact to Skyrocketing Consumer Confidence

By: Tim Hayes Financial Advisor - posted in: Retirement Income - Last updated Jul 19, 2019

The last time consumer confidence got as high as it was this March was in December 2000, during the tail-end of the dot-com boom. Back then, though, it took only three months from that great reading for the U.S. to enter a recession.

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Is the Reduction of the Fed’s Balance Sheet a Ticking Time Bomb? Two Financial Heavyweights Weigh In

Is the Reduction of the Fed’s Balance Sheet a Ticking Time Bomb? Two Financial Heavyweights Weigh In

By: Tim Hayes Financial Advisor - posted in: Retirement Income - Last updated Jul 19, 2019

A dispute is brewing in the financial press between two financial heavyweights: Paul Sheard, Executive Vice President and Chief Economist of S&P Global, and Urjit Patel, Governor of the Reserve Bank of India.

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Financial Advisor Tim Hayes
  • Understanding interest rates, bonds, annuities, and dividend stock investing along with other transition products can be challenging, if not confusing.
  • As with most things in life, the first step is often difficult, but securing sound financial advice shouldn’t be left until it’s too late.
  • Finding a licensed and knowledgeable resource—it’s the best financial advice you’ll ever receive.

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