When You Need Retirement Income

  • You should consider me as your retirement planning advisor when switching from growing your retirement accounts to distributing them.
  • This transition usually means moving some money from stocks to bonds, and I am well-schooled in the economy, inflation, interest rates, and bonds.
  • Before coming to Cambridge in 2010, I spent 20 years with MetLife, so I am also well versed in guaranteed retirement products such as variable and fixed annuities.

Must read articles about income

Is the Economy Getting Better?

Is the Economy Getting Better?

Anyone reading today’s financial press would think the U.S. economy is accelerating—finally taking ...
The World Is Drifting Away from Capitalism

The World Is Drifting Away from Capitalism

The bigger a central bank balance sheet, the more the government is involved and the less ...
Is the Reduction of the Fed’s Balance Sheet a Ticking Time Bomb? Two Financial Heavyweights Weigh In

Is the Reduction of the Fed’s Balance Sheet a Ticking Time Bomb? Two Financial Heavyweights Weigh In

A dispute is brewing in the financial press between two financial heavyweights: Paul Sheard, ...
Financial Planning Process

Financial Planning Process

Starts with gathering your financial information into one place, to generate thoughts, questions, ...

Recent Economy, Markets, and Interest Rates Articles

Business Investment Shouldn’t Be a Four Letter Word

Business Investment Shouldn’t Be a Four Letter Word

By: Tim Hayes Financial Advisor - posted in: Retirement Income - Last updated Jul 19, 2019

This morning a guest on CNBC said spending by companies on plant, equipment, software, etc. was just around the corner. I’ve heard this for five years. However, as long as short-term stock prices determine executive pay, companies will continue to use company cash to push up their stock price instead of investing.

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Why Tax Cuts, Combined With the Federal Reserve Reducing Its Balance Sheet, Is So Risky for Our Economy

Why Tax Cuts, Combined With the Federal Reserve Reducing Its Balance Sheet, Is So Risky for Our Economy

By: Tim Hayes Financial Advisor - posted in: Retirement Income - Last updated Jul 18, 2019

The 1% got $4 trillion of help from the Federal Reserve during QE. The bill for that support, which comes due just as the Fed reduces its balance sheet, just got sent to the middle-class through this new tax bill.

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Financial Advisor Tim Hayes
  • Understanding interest rates, bonds, annuities, and dividend stock investing along with other transition products can be challenging, if not confusing.
  • As with most things in life, the first step is often difficult, but securing sound financial advice shouldn’t be left until it’s too late.
  • Finding a licensed and knowledgeable resource—it’s the best financial advice you’ll ever receive.

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