When You Need Retirement Income

  • You should consider me as your retirement planning advisor when switching from growing your retirement accounts to distributing them.
  • This transition usually means moving some money from stocks to bonds, and I am well-schooled in the economy, inflation, interest rates, and bonds.
  • Before coming to Cambridge in 2010, I spent 20 years with MetLife, so I am also well versed in guaranteed retirement products such as variable and fixed annuities.

Must read articles about income

The Risks of Quantitative Tightening

The Risks of Quantitative Tightening

QT is similar to what would happen if somebody who was paying your bills suddenly stopped doing so ...
Beneficiary Inheriting an IRA

Beneficiary Inheriting an IRA

The worst part of being a financial advisor is seeing a client pass away. This year has been ...
Is ex-Fed Chief Greenspan’s New Bond Bubble Warning, ‘Irrational Exuberance,’ Déjà Vu?

Is ex-Fed Chief Greenspan’s New Bond Bubble Warning, ‘Irrational Exuberance,’ Déjà Vu?

Add ex-Federal Reserve Chairman Alan Greenspan to the list of experts warning about a bond market ...
Buying Gold: Trick or Treat

Buying Gold: Trick or Treat

So why should anyone own gold when its connection to money is founded in part on folklore and a ...

Recent Economy, Markets, and Interest Rates Articles

2017:  The Year the Federal Reserve is Living Dangerously

2017: The Year the Federal Reserve is Living Dangerously

By: Tim Hayes Financial Advisor - posted in: Retirement Income - Last updated Jul 17, 2019

Starting in 2009, the Federal Reserve added a couple trillion dollars of new money to the economy through a quantitative easing program of buying bonds from banks and non-banks. Now the Feds reportedly want to reduce their balance sheet by selling those bonds.

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Stumbling Growth: Was the Negative 2.9% First Quarter GDP Really Just a Fluke?

Stumbling Growth: Was the Negative 2.9% First Quarter GDP Really Just a Fluke?

By: Tim Hayes Financial Advisor - posted in: Retirement Income - Last updated Jul 9, 2019

For the past five to ten years, stock buybacks have been the preferred spending method. Stock buybacks reduce the amount of outstanding stock that boasts the earnings per share, thus causing companies to appear more profitable.

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Financial Advisor Tim Hayes
  • Understanding interest rates, bonds, annuities, and dividend stock investing along with other transition products can be challenging, if not confusing.
  • As with most things in life, the first step is often difficult, but securing sound financial advice shouldn’t be left until it’s too late.
  • Finding a licensed and knowledgeable resource—it’s the best financial advice you’ll ever receive.

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