Financial Advisor Andover & North Andover
Experience and Knowledge You Can Trust
- I have been a professional financial advisor for 30+ years. I specialize in building custom portfolios for people who are saving their money for retirement or are already retired.
- I can access thousands of mutual funds, ETFs, annuities, and life and disability plans. I have all the tools that individuals, companies, and nonprofits need for their wealth management and financial planning for retirement.
- Because I am an independent financial advisor, there are no requirements to fulfill before using a specific tool. Therefore, you benefit from advice and products that are tailored to your unique financial needs.
- Check out my about page to learn more!
Why Should I Hire You?
Life isn’t all about money, but it is an important tool for building the life you want. And, like any tool, best results happen when skilled, experienced hands are in control of it.
For over 30 years, I have studied the financial markets, always striving to learn more about, and adapt my knowledge to, the new financial “normal” as it is continually redefined.
The result: I can help you make smart investment decisions for every stage of your life, under all market conditions.
How Much Do You Charge?
Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.
Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts or parents or grandparents setting up a 529 college savings plan.
Do We Meet In Person?
(For the time being a phone, Zoom, or email is replacing in-person meetings) Previously, our first introductory and fact-finding appointment would be in person or by telephone. The next meeting where I provide my recommendations would be in person.
Subsequent meetings where we monitor your progress and investments can be done in-person, by phone, email, or Zoom, or, more likely, a combination of these meeting types.
More About Tim
I will provide expert and highly personalized financial planning, retirement planning, and wealth management from my Boston office, when you need an independent financial advisor in Massachusetts (Lexington, Swampscott, Cohassett, Boxford, Hopkinton, Marion, or Rhode Island, Providence, Newport.)
Social Media Follow
When the Seasons of Life Change, Your Financial Strategy Should Change, Too
To try to develop the most effective retirement income strategy for the middle class, Stanford University’s Center on Longevity analyzed and compared 292 scenarios.[i] Its conclusion is a two-prong strategy. First, delay taking social security until age 70 by working...
Congratulations, Fran and Ami Adams, for your marriage of over 40 years; two great kids; and two grandchildren, ages 3 and 11. You have built a substantial nest egg that you would like to  start sharing with your kids and grandkids and  pass on to them after you...
The U.S. stock market has come a long way from its Great Recession low. That low, when the S&P 500 bottomed out at 666 on March 9, 2009, is called “the Haines’ bottom,” named after legendary CNBC anchor Mark Haines, who called the bottom of the market’s plunge on...