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Financial Advisor Brookline & Newton

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®

Financial Advisor Brookline & Newton

My Financial Advisor Experience

I’ve held an industry securities registration for 30+ years and am subject to SEC and FINRA oversight.

Update: The Coronavirus Outbreak Has Caused Economic Chaos and Uncertainty

My Roots in Boston

For the past ten years, I’ve been living in the South End of Boston. I have clients living or working in Boston and the surrounding cities and towns.

Whom Am I Affiliated With?

I am an Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., a $94B RIA based in Fairfield, IA. Also registered with Cambridge Investment Research, Inc., a broker-dealer with over 3,000 registered representatives nationwide.

Financial Advisor Brookline & Newton

How Much Do You Charge?

Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.

Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts or parents or grandparents setting up a 529 college savings plan.

No Cookie-Cutter Solutions

As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, and annuities. I use them to build custom portfolios, trusts, and retirement plans for people and organizations.

Do We Need to Meet in Person?

(For the time being a phone or email is replacing in-person meetings) Previously, our first introductory and fact-finding appointment would be in person or by telephone. The next meeting where I provide my recommendations would be in person.

Subsequent meetings where we monitor your progress and investments can be done in-person, by phone, email, or skype or, more likely, a combination of these meeting types.

Benefits of an Independent Financial Advisor

  • You will understand investment concepts – I talk in familiar language, not financial jargon.
  • You can make educated investment decisions with the help of my objective, independent research.
  • I am free to collaborate with you and advise you objectively as we design a written financial plan to address your concerns and establish a path to your goals and dreams.
  • You will be able to trust and confide in me, as I will understand and prioritize your financial priorities and goals. I will serve you in a relationship.
  • You will not have to explain your financial history again and again to a series of new faces; I will be here for you.

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Financial Advisor Brookline & Newton | Tim Hayes AIF, CRPS, AWMA, CFS, APMA

 

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