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Dartmouth & Southcoast Financial Advisor

Tim Hayes, CRPS®, AIF®, AWMA®, CFS™, CTS™, CES™, APMA®, CAS® 

Independent advisor Tim Hayes offers savvy investment strategies from an objective perspective.

As an independent financial advisor, I have helped people, couples, and families achieve successful investment outcomes for over 30 years. Financial markets are more complicated and volatile than ever. That’s why I remain committed to learning and adapting my knowledge and skills to the new financial “normal” as it’s continually redefined—for better or worse.

If you wish to invest successfully in this day and age, this is what it takes.

Helpful Guidance, No Pushy Sales Pitch

Your financial future is too important to rely on amateur hunches. And let’s face it, you don’t have the time or interest to become an investing expert. You shouldn’t have to. And the good news is, as one of my clients, you’ll never have to!

Read More: Should You Rollover Your 401k to an IRA?

  • I emphasize education – I’ll make sure you’re aware of all of your investment options and the potential risks and upsides of each. I’ll give you the objective perspective along with my honest opinions based on years of investing experience.
  • I stick around – My clients know that I am there for them, and I am extremely proactive about providing ongoing counsel and advice as changes in your life affect your financial situation and goals.
  • Objective advice – No cookie-cutter solutions or corporate financial overlords here! Being independent means, I have the freedom to choose from all the options available to you and recommend the ones I feel are best suited to your needs, regardless of who’s offering it. Unlike some advisors, the sky is the limit in terms of the ideas, products, and strategies I may bring to your attention.

Investing is a risky business. Give yourself a fighting chance for success.

An ongoing relationship with a financial consultant may help you avoid impulsive decisions that could harm your investments.

Read More: Investing In an Overpriced Stock Market

FAQ

Life isn’t all about money, but it is an important tool for building the life you want. And, like any tool, best results happen when skilled, experienced hands are in control of it.

For over 30 years, I have studied the financial markets, always striving to learn and adapt my knowledge to the new financial “normal” as it is continually redefined. The result: I can help you make smart investment decisions for every stage of your life, under all market conditions.

Read More: Investing In an Overpriced Stock Market

I've held an industry securities registration for 30+ years and am subject to SEC and FINRA oversight.

Most clients pay fee-only or an hourly rate. The size and complexity of the client's wealth management and financial and retirement planning determine that fee.

Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts, or parents or grandparents who set up a 529 college savings plan.

Read More: Fee-Only or Commission What's Best for You?

The first introductory and fact-finding appointment can be in-person or by phone. The next meeting where I provide my recommendations should be in-person. (For the time being, telephone, Zoom, and email are replacing in-person meetings.)

Subsequent meetings during which we monitor your progress and investments can be done in-person or by phone, email, Zoom, or Skype - or, more likely, a combination of thee meeting types.

Contact Tim

Financial Advisor Dartmouth and the Southcoast

From my S Dartmouth office, I will provide expert, highly personalized financial planning, retirement planning, and investment solutions when you need an independent financial advisor in the SouthCoast and the Islands (Dartmouth, Mattapoisett, New Bedford, Marion, Westport, Martha’s Vineyard, Nantucket, and Newport, RI.)

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