508-277-5847 [email protected]

Coronavirus

For the time being a phone, Zoom, Skype, or email is replacing in-person meetings.

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Financial Advisor Foxboro & Mansfield

Services for Individuals, Couples, and Companies

 

 

Contact About
Financial Consultant Foxboro

Investment Advisor

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

I help individuals save for retirement, college, and other vital goals. I can also help with your life and disability insurance. Assist businesses and nonprofits with their retirement plans, including SEPs, SIMPLEs, ESOPs, 403(b), 401(k), Profit Sharing, and other retirement plans. Help plan fiduciaries with their plan design, fund selection, 404(c) compliance, and fee disclosure. Also, invest trust assets for trustees in a prudent manner.

Investing In an Overpriced Stock Market

Financial Advisor Foxboro

Whom am I Affiliated With?

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

I am an Investment Adviser Representative at Cambridge Investment Research Advisors, Inc. (a Registered Investment Adviser based in Fairfield, IA) and a registered representative with Cambridge Investment Research, Inc. (a broker-dealer with over 3,000 independent registered representatives nationwide).

Financial Consultant Foxboro

Roots In Metrowest

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

My OSJ (Office of Supervisory Jurisdiction), The Professional Alliance, is located in Milford, MA. They handle my regulatory supervision for my broker-dealer Cambridge Investment Research and investment adviser Cambridge Investment Research, Advisors, Inc.

Services

Financial Consultant Foxboro & Mansfied Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Wealth Management

Tim is a financial advisor with the experience and knowledge you can trust to know which investment vehicles may be right for you.

Financial Planning

Whether you are an individual, small business, or company executive, Tim will put you on a financial path that is right for you.

 

Retirement Planning

Tim is an independent financial advisor that knows how to adjust your financial strategy to the changes life throws at you.

 

FAQs

Financial Consultant Foxboro & Mansfield Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Independent solutions for you!

As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, and annuities. I use them to build custom portfolios, trusts, and retirement plans for people and organizations.

My Financial Advisor Experience

I’ve held an industry securities registration for 30+ years and am subject to SEC and FINRA oversight.

Do We Need to Meet in Person?

The first introductory and fact-finding appointment can be in person or by phone. The next meeting where I provide my recommendations should be in person. (For the time being a phone, skype, Zoom, and email replacing in-person meetings)

Subsequent meetings where we monitor your progress and investments can be done in-person, by phone, email, Zoom, or skype or, more likely, a combination of these meeting types.

How Much Do You Charge?

Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.

Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts or parents or grandparents setting up a 529 college savings plan.

More About Tim

Expert and highly personalized financial planning, retirement planning, and independent investment solutions, when you need an independent financial advisor in Massachusetts — Salem or the North Shore, Hingham, or another town on the South Shore, Andover and the Merrimack Valley, the Metrowest including Foxboro, or the Southcoast, Martha’s Vineyard, Nantucket, and Newport RI from my Dartmouth office.

 

P.S. I wrote the investment column for New England Monthly and SOCO for three years.

If you're concerned about your financial future, lets talk