Independent Financial Advisor Framingham and Metrowest

When you need an independent financial advisor in Framingham, Natick, Dover, Sherborn, Hopkinton, Needham, or Wayland

Products & Services

Wealth Management – I build portfolios for individuals, trusts, and retirement plans. The portfolios may hold stocks, bonds, cash, mutual funds, and exchange-traded funds (ETFs). The client’s goals, time horizon, and risk tolerance impact what the portfolio holds. Risk tolerance is how a client feels about a drop in their account. The time horizon is the length of time before the client needs the money.

  • Risk tolerance questionnaire
  • Portfolio rebalance when needed
  • Stocks, bonds, mutual funds, annuities, ETFs

Read More: Investing in an Overpriced Stock Market

Retirement Planning – Employees who leave their employer can keep their 401k or 403b there or move it to an IRA. If they decide to move it, I build their IRA portfolio. I also build portfolios for clients saving for retirement.

Read More: Should You Rollover Your 401k to an IRA?

Read More: Retiring When the Stock Market Is High, and Interest Rates Are Low

Please be sure to speak to your advisor to carefully consider the differences between a company retirement account and an IRA investment. These factors include changes to the availability of funds, withdrawals, fund expenses, fees, and IRA-required minimum distributions.

Insurance – I can get clients the right type and amount of life insurance or disability insurance. I am licensed with many insurance companies so that I can find a good product.

  • Needs analysis
  • Whole life, term insurance, universal, and variable life
  • Disability insurance

Read More: Life Insurance Needs Analysis

Businesses and Nonprofits – I provide investment advice or education to the individuals in your retirement plan. I can also monitor investment options and provide fee information.

  • Fee reporting
  • Employee education and ERISA 404(c) compliance
  • Fiduciary advice

Read More: DOL Fiduciary Rule Timeline & Updates

Executives and Business Owners – I can use life insurance to facilitate ownership changes and protect a business from losing a key executive.

Read More: Financial Planning Process

Most client investment accounts are held at Pershing LLC or Fidelity Investments, Pershing, which is a wholly-owned subsidiary of the Bank of New York Mellon Corporation (BNY Mellon).

Scroll to Top