508-277-5847 [email protected]


For the time being a phone, Zoom, Skype, or email is replacing in-person meetings.

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Financial Advisor Hingham

Services for Individuals, Couples, and Companies



Contact About
Financial Advisor Hingham

A Top Independent Broker-Dealer

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Cambridge Investment Research is an independent broker-dealer for financial professionals dedicated to offering objective investment advice to clients. Investment advisory services are offered through Cambridge Investment Research Advisors, Inc., a federally registered investment advisor.

Investing In an Overpriced Stock Market

Financial Consultant Hingham

Experience & Knowledge You Can Trust

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

His affiliations might not be the biggest or most well-known. Still, his blog articles are about significant issues affecting investors, individual or corporate. His recent article, Coronavirus Outbreak Has Caused Economic Chaos & Uncertainty,” is a must-read for anyone with a 401(k), 403(b), or IRA.

Active vs. Passive Investing


Financial Consultant Hingham Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Wealth Management

Tim is a financial advisor with the experience and knowledge you can trust to know which investment vehicles may be right for you.

Financial Planning

Whether you are an individual, small business, or company executive, Tim will put you on a financial path that is right for you.


Retirement Planning

Tim is an independent financial advisor that knows how to adjust your financial strategy to the changes life throws at you.



Financial Consultant Hingham Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Independent solutions for you!

As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, and annuities. I use them to build custom portfolios, trusts, and retirement plans for people and organizations.

My Financial Advisor Experience

I’ve held an industry securities registration for 30+ years and am subject to SEC and FINRA oversight.

Do We Need to Meet in Person?

The first introductory and fact-finding appointment can be in person or by phone. The next meeting where I provide my recommendations should be in person. (For the time being a phone, skype, Zoom, and email replacing in-person meetings)

Subsequent meetings where we monitor your progress and investments can be done in-person, by phone, email, Zoom, or skype or, more likely, a combination of these meeting types.

How Much Do You Charge?

Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.

Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts or parents or grandparents setting up a 529 college savings plan.

More About Tim

Expert and highly personalized financial planning, retirement planning, and independent investment solutions, when you need an independent financial advisor in Massachusetts — Salem or the North Shore, Hingham, or another town on the South Shore, Andover and the Merrimack Valley, the Metrowest including Foxboro, or the Southcoast, Martha’s Vineyard, Nantucket, and Newport RI from my Dartmouth office.


P.S. I wrote the investment column for New England Monthly and SOCO for three years.

If you're concerned about your financial future, lets talk