For the time being a phone, Zoom, Skype, or email is replacing in-person meetings.
My Core Values
Tim Hayes Milton AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®
Minimize conflicts of interest, so that I can provide objective advice
Work with individuals to build or update their personalized investment portfolios based on their goals and risks and then review their portfolios at a minimum.
Also, advise on any possible rollovers from employer retirement plans and help design strategies for income planning for retirement income.
I can also advise on your life and disability insurance needs.
For companies and not-for-profits, implement, manage, and service their retirement plans per the rules and regulations of ERISA and the Department of Labor (DOL). I also can install and manage their group life and disability plans.
Advice executives and business owners on their nonqualified deferred compensation plans, stock options, and company stock. (net unrealized appreciation), NUA)
Most client investment accounts held at Pershing LLC and Fidelity Investments, Pershing, is a wholly-owned subsidiary of the Bank of New York Mellon Corporation. (BNY Mellon)
Financial Advisor Milton Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®
Public school educators, including university professors and administrators, can save more pre-tax than any other public or private-sector employee.
Over the last ten years, however, $1 trillion of investors’ money has moved from active to indexes. A big reason for this is that, over that same period, most active managers have underperformed lower cost-index options.
Financial Consultant Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®
- For clients who want financial planning, retirement planning, or investment advice
- But don’t want to move their accounts
- Wealth Management, Financial Planning & Retirement Planning for a set fee
- The fee is 1% or less depending on the size and complexity of your needs
- Fiduciary adviser
- Ideal for smaller accounts (less than $100,000 in investable assets)
- Roth IRAs and some 403(b) plans