Financial Advisor Newport, RI & Jamestown
Experience and Knowledge You Can Trust
Tim Hayes is a financial advisor that knows how to adjust your financial strategy to the changes life throws at you. Whether you’re an individual, small business, or company executive, he’ll help you stay on track to your financial goals despite the shifts in the landscape.
Review Your Retirement Accounts
Start your review with fi360’s proposal report to compare your current portfolio to the portfolio developed from your risk tolerance.
Hourly cost or fee-only with an estimate of a not-to-exceed price for the first consultation and annual follow-ups.
Mutual Fund & ETF Due Diligence
Offer a selection process using fi360 screening 10,000+ funds down to a couple hundred eligible for use in your retirement portfolio.
Design your retirement portfolio to meet your goals consistent with how much risk you are comfortable taking.
Net Unrealized Appreciation
If you own employer stock in your retirement plan and if that stock has gone up when you retire or leave your company you should be aware of Net Unrealized Appreciation.
Because I Am Independent
No requirements to use a specific product. You benefit from advice and products tailored to your unique financial needs.
When the Seasons of Life Change, Your Financial Strategy Should Change, Too
To try to develop the most effective retirement income strategy for the middle class, Stanford University’s Center on Longevity analyzed and compared 292 scenarios.[i] Its conclusion is a two-prong strategy. First, delay taking social security until age 70 by working...
Congratulations, Fran and Ami Adams, for your marriage of over 40 years; two great kids; and two grandchildren, ages 3 and 11. You have built a substantial nest egg that you would like to  start sharing with your kids and grandkids and  pass on to them after you...
The U.S. stock market has come a long way from its Great Recession low. That low, when the S&P 500 bottomed out at 666 on March 9, 2009, is called “the Haines’ bottom,” named after legendary CNBC anchor Mark Haines, who called the bottom of the market’s plunge on...
More About Tim
I will provide expert and highly personalized financial planning, retirement planning, and wealth management from my Dartmouth office when you need an independent financial advisor in Massachusetts (Dartmouth, Westport, Mattapoisett, Marion, Fairhaven, Martha’s Vineyard, Nantucket, or Rhode Island, Providence and Newport.)