Financial Advisor Norwell Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®
An Independent Financial Advisor With the Tools and Expertise to Help You Build Life the Way You Like It
Wealth Management, Financial Planning, Retirement Planning
Over the years, you’ll likely change jobs a few times. Your goals and risk tolerance will change too.
My investment ideas are only as good as their ability to keep up with you, so it all starts with getting to know you and your current investing situation. You may need your portfolio fine-tuned, or perhaps major changes are in order. Whatever the case, I’ll recommend a customized portfolio that addresses your needs and goals. And, as your financial advisor, I’ll commit to reviewing your portfolio at least once a year.
Whether you’re changing jobs, shifting gears into retirement, or already participating in an investment plan at work (401(k), 403(b), etc.), you owe it to yourself and your family to make sure you’re doing the right things at the right time.
Don’t know what kind of investment to make?
Every smart investment decision starts with listening to my clients and asking them the right questions, including:
- What do you want out of life?
- What are you working for?
- What are your short-term and long-term financial goals?
As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, and annuities, which I use to build custom portfolios, trusts, and retirement plans for people and organizations.
A top independent broker-dealer
Cambridge Investment Research is an independent broker-dealer for financial professionals dedicated to offering objective investment advice to clients. Investment advisory services are offered through Cambridge Investment Research Advisors, Inc., a federally registered investment advisor.
Cambridge is fully devoted to four core values: integrity, commitment, flexibility, and kindness.
How Much Do I Charge?
Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.
Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts or parents or grandparents setting up a 529 college savings plan.
Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS® Social Security When Should You Start Taking It? Wealth Management, Financial Planning, Retirement PlanningTo try to develop the most effective retirement income strategy for the middle class, Stanford University’s...
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