Financial Advisor for Not-For-Profits

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®, CES™, CTS™



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Independent Financial Advisor Tim Hayes Offers Savvy Investment Strategy from an Objective Perspective 

As an independent financial advisor, I have helped educators and employees of non-profit organizations achieve successful investing outcomes with their 403(b) TSAs for over 30 years. Financial markets are more complicated and volatile than ever. That’s why I remain committed to learning and readapting my knowledge and skills to the new financial “normal” as it’s continually redefined—for better or worse.

403b Plans for Massachusetts Teachers


If you wish to invest successfully in this day and age, this is what it takes…

Tim Hayes

Tim Hayes

Investment Adviser Representative

Helpful guidance, no pushy sales pitch

Your financial future is too important to rely on amateur hunches. And let’s face it, you don’t have the time or interest in becoming an investing expert. You shouldn’t have to. And the good news is…as one of my clients, you’ll never have to!

  • I emphasize education – I’ll make sure you’re aware of all your investing options…and the potential risks and upsides of each. I’ll give you my objective perspective along with my honest opinions based on years of investing experience.
  • I stick around – My clients know that I am there for them, and I am extremely proactive about providing ongoing counsel and advice as changes in your life affect your financial situation and objectives.
  • Objective advice – No cookie-cutter solutions or corporate financial overlords here! Being independent means, I have the freedom to choose from all the 403(b) TSA options available to you and recommend the ones I feel are best suited to your needs. Regardless of who’s offering it. Unlike some advisors, the sky is the limit in terms of the ideas, products and strategies I may bring to your attention.


Investing is a risky business. Give yourself a fighting chance for success with your 403(b) TSA plan account

Your tax-sheltered annuity (TSA) is potentially one of the best retirement savings vehicles you have. An ongoing relationship with a financial consultant may help you to realize that potential, and help you to avoid impulsive decisions that could have a negative impact on your 403(b) account.

How Effective Is Your Plan Management Process (PDF)

If you’re concerned about your financial future, lets talk

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