Financial Advisor Martha’s Vineyard & Nantucket
Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®
Who Are You Affiliated With?
I am an Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., a $94B RIA based in Fairfield, IA.
With Cambridge Investment Research, Inc., a broker-dealer with over 3,000 brokers nationwide, I am a Registered Representative.
Do We Need to Meet in Person?
The first introductory and fact-finding appointment can be in person or by phone. The next meeting where I provide my recommendations should be in person.
Subsequent meetings where we monitor your progress and investments can be done in-person, by phone, email, or skype or, more likely, a combination of these meeting types.
How Much Do You Charge?
Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management, and financial and retirement planning determine that fee.
Some clients pay a commission mainly those with smaller accounts, i.e., Roth IRAs, some public school teachers with 403b retirement accounts or parents or grandparents setting up a 529 college savings plan.
My Financial Advisor Experience
I’ve held an industry securities registration for 25+ years and am subject to SEC and FINRA oversight.
Roots in S Dartmouth
For the past five years, I’ve had a home in S Dartmouth. I use this office to work with clients on the Islands by way of the New Bedford or Wood’s Hole Ferry.
Book an Appointment Phone or In-Person
No Cookie–Cutter Solutions
As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, and annuities. I use them to build custom portfolios, trusts, and retirement plans for people and organizations.
More About Me
Expert and highly personalized financial planning, retirement planning, and independent investment solutions, when you need an independent financial advisor in — Salem or the North Shore, Hingham, or another town on the South Shore, Andover and the Merrimack Valley, the Metrowest including Foxboro, or the Southcoast, Martha’s Vineyard, Nantucket, and Newport RI from my Dartmouth office.
P.S. I wrote the investment column for New England Monthly and SOCO for three years. Read my current insights