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Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Financial Advisor Wellesley

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About

Financial Advisor Wellesley Tim Hayes AIF®, CRPS®, AWMA®, CFS™, APMA®, CAS®

Out of college, I started right away in financial services with a small company called United Resources. They specialized in 403(b) plans. They were bought out by MetLife. I worked at MetLife Resources, a division of MetLife specializing in retirement plans and managing client portfolios for people for 20 years. Ten years ago, I decided I needed to go independent.

I am now affiliated with Cambridge Investment Research, an independent broker-dealer for financial advisors dedicated to offering objective investment advice. And Cambridge Investment Research Advisors, Inc., an RIA based in Fairfield, IA.

Financial Advisor Wellesley

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Financial Advisor Wellesley Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Investing In an Overpriced Stock Market

Is the U.S. stock market overpriced today? According to two measures of value, Q Ratio and CAPE the answer is yes—and dangerously so.

Retirement Plans for Self-Employed

I would like to give some love to two under-appreciated retirement plans: (1) the Simplified Employee Pension (SEP), and (2) the Solo 401(k).

Bitcoin: The Future of Money or a Novelty

Proponents hail bitcoin as the world’s first virtual currency, forgetting or unaware that 97% of today’s money is virtual. Transacted without using physical cash

Retiring When the Stock Market is High and Interest Rates are Low

You just retired. Along with a great career, you have built up a substantial 401(k) balance. However, now you need income, not growth.

403b Retirement Catch-Up Options for Public School Employees

Public school educators, including university professors and administrators, can save more pre-tax than any other public or private-sector employee.

International Investing

Public school educators, including university professors and administrators, can save more pre-tax than any other public or private-sector employee.

Payment Options

Financial Advisor Wellesley Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

With So Many Investment Possibilities, How Do You Know What's Best?

Tim is a financial advisor with the experience and knowledge you can trust  to know which investment vehicles may be right for you.