508-277-5847 [email protected]

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Financial Advisor Weston & Wayland

Services for Individuals, Couples, and Companies

 

 

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Tim Hayes

Tim Hayes

Investment Adviser Representative

Tim Hayes

Financial Advisor

I am an Investment Adviser Representative at Cambridge Investment Research Advisors, Inc., an RIA based in Fairfield, IA. Also registered with Cambridge Investment Research, Inc., an independent broker-dealer with over 3,000 registered representatives nationwide.

I have been a professional financial adviser for thirty years. I specialize in building custom portfolios for people who are saving their money for retirement or are already retired.

Access to Thousands of Mutual Funds, ETFs, Annuities, and Life and Disability Plans, I have all the tools individuals, companies, and not-for-profits need for their wealth management as well as their financial planning for retirement.

Because I am an independent financial advisor, there are no requirements to use a specific tool. Therefore you benefit from advice and products tailored to meet your unique financial needs.

 

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Financial Advisor Belmont Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Investing In an Overpriced Stock Market

Is the U.S. stock market overpriced today? According to two measures of value, Q Ratio and CAPE the answer is yes—and dangerously so.

Retirement Plans for Self-Employed

I would like to give some love to two under-appreciated retirement plans: (1) the Simplified Employee Pension (SEP), and (2) the Solo 401(k).

Bitcoin the Future of Money or a Novelty?

Proponents hail bitcoin as the world’s first virtual currency, forgetting or unaware that 97% of today’s money is virtual. Transacted without using physical cash

Retiring When the Stock Market is High and Interest Rates are Low

You just retired. Along with a great career, you have built up a substantial 401(k) balance. However, now you need income, not growth.

403b Retirement Catch-Up Options for Public School Employees

Public school educators, including university professors and administrators, can save more pre-tax than any other public or private-sector employee.

Active vs Passive Investing

Over the last ten years, however, $1 trillion of investors’ money has moved from active to indexes. A big reason for this is that, over that same period, most active managers have underperformed lower cost-index options.

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Financial Advisor Weston & Wayland Tim Hayes AIF®, CRPS®, AWMA®, CFS™, APMA®, CAS®