508-277-5847 [email protected]

Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Financial Advisor Winchester

Services for Individuals, Couples, and Companies

 

 

Contact About

Coronavirus

For the time being a phone, Zoom, Skype, or email is replacing in-person meetings.

Independent advisor Tim Hayes offers savvy investment strategy from an objective perspective. 

As an independent financial advisor, I have helped people, couples, and families achieve successful investing outcomes for over 25 years. Financial markets are more complicated and volatile than ever. That’s why I remain committed to learning and adapting my knowledge and skills to the new financial “normal” as it’s continually redefined—for better or worse.

 

If you wish to invest successfully in this day and age, this is what it takes…

Financial Advisor Winchester

Helpful Guidance, No Pushy Sales Pitch

Your financial future is too important to rely on amateur hunches. And let’s face it, you don’t have the time or interest in becoming an investing expert. You shouldn’t have to. And the good news is…as one of my clients, you’ll never have to!

  • I emphasize education – I’ll make sure you’re aware of all your investing options…and the potential risks and upsides of each. I’ll give you the objective perspective along with my honest opinions based on years of investing experience.
  • I stick around – My clients know that I am there for them, and I am extremely proactive about providing ongoing counsel and advice as changes in your life affect your financial situation and goals.
  • Objective advice – No cookie-cutter solutions or corporate financial overlords here! Being independent means, I have the freedom to choose from all the options available to you and recommend the ones I feel are best suited to your needs. Regardless of who’s offering it. Unlike some advisors, the sky is the limit in terms of the ideas, products and strategies I may bring to your attention.

 

Investing Is Risky Business. Give Yourself a Fighting Chance for Success

An ongoing relationship with a financial consultant may help you avoid impulsive decisions that could have a negative impact on your investments.

 

For a free, independent, and objective review of your investments, contact me today.

Learn More

Financial Advisor Winchetser Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Investing In an Overpriced Stock Market

Is the U.S. stock market overpriced today? According to two measures of value, Q Ratio and CAPE the answer is yes—and dangerously so.

Retirement Plans for Self-Employed

I would like to give some love to two under-appreciated retirement plans: (1) the Simplified Employee Pension (SEP), and (2) the Solo 401(k).

Bitcoin: The Future of Money or a Novelty

Proponents hail bitcoin as the world’s first virtual currency, forgetting or unaware that 97% of today’s money is virtual. Transacted without using physical cash

Retiring When the Stock Market is High and Interest Rates are Low

You just retired. Along with a great career, you have built up a substantial 401(k) balance. However, now you need income, not growth.

403b Retirement Catch-Up Options for Public School Employees

Public school educators, including university professors and administrators, can save more pre-tax than any other public or private-sector employee.

International Investing

Public school educators, including university professors and administrators, can save more pre-tax than any other public or private-sector employee.