508-277-5847 [email protected]

Financial Advisor Winchester Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®, CAS®

Put Your Money in the Hands That Know Best

Wealth Management, Financial Planning, Retirement Planning

Life isn’t all about money, but it is an important tool for building the life you want. And, like any tool, best results happen when skilled, experienced hands are in control of it. For over 30 years, I have studied the financial markets, always striving to learn more about, and adapt my knowledge to, the new financial “normal” as it is continually redefined.

The result: I can help you make smart investment decisions for every stage of your life, under all market conditions.

Don’t know what kind of investment to make?

Every smart wealth management decision starts with listening to you and asking you the right questions, which include:

  • What are your short-term and long-term financial goals?
  • What kinds of financial assets are you working toward?

As an independent financial advisor, I have access to many financial products, including mutual funds, ETFs, stocks, bonds, annuities, and life insurance programs. I use these and other products to build custom solutions for people, according to their individual needs and goals.

Financial Planning Process

A top independent broker-dealer

Cambridge Investment Research is an independent broker-dealer for financial professionals dedicated to offering objective investment advice to clients. Investment advisory services are offered through Cambridge Investment Research Advisors, Inc., a federally registered investment advisor.

Cambridge Investment Research

Cambridge is fully devoted to four core values: integrity, commitment, flexibility, and kindness.

Not sure which retirement plan is best for you?

I build and manage retirement accounts for individuals with IRAs, Massachusetts public-school teachers with 403(b) accounts, and self-employed business owners for whom I design and manage SIMPLE, Solo 401(k) plans, and SEP Plans.

Social Security When Should You Start Taking It?

I also help employers to improve their 401(k) plans.

If you’re concerned about your financial future, let’s talk