Financial Planning Process
Tim Hayes AIF®, CRPS®, AWMA®, CFS®, APMA®
Your Financial Planning starts with gathering your financial information into one place, to generate thoughts, questions, and opinions about your personal financial goals and situation.
You gather your data financial questionnaire, tax forms, brokerage statements, retirement accounts statements, mutual fund and annuity statements, insurance policies
You establish goalscollege funding, comfortable retirement, income needs, second home, travel
I analyze informationmutual fund and ETF due-diligence, retirement planning, asset allocation and risk tolerance analysis
Make recommendationsproduct solutions: stocks, bonds, mutual funds, ETFs, annuities, life insurance plans, tax reduction strategies