Your Financial Planning 

  Starts with gathering your financial information into one place, to generate thoughts, questions, and opinions about your personal financial goals and situation.

 
Financial Planning Process

1. We gather your data: financial questionnaire, tax forms, brokerage statements, retirement accounts statements, mutual fund and annuity statements, insurance policies

 
Financial Planning Process

2. We establish goals: college funding, comfortable retirement, income needs, second home, travel

 
Financial Planning Process

3. I analyze information: mutual fund and ETF due-diligence, retirement planning, asset allocation and risk tolerance analysis

 
Financial Planning Process

4. I make recommendations: product solutions: stocks, bonds, mutual funds, ETFs, annuities, life insurance plans, tax reduction strategies

 
Financial Planning Process

5. We monitor and update: annual reviews, twice a year email updates, monthly brokerage statements, cirstatements online reporting of your accounts

Meet Tim

Tim Hayes

Tim Hayes

Financial Advisor

Contact Tim

You would like to discuss

Planning

Planning

Financial Planning for Retirees

Financial planning for retirees involves repositioning assets for retirement income, estate planning, and other unique issues.

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Investing

Investing

Investing In an Overpriced Stock Market Case Study

Is the U.S. stock market overpriced today? According to two measures of value, Q Ratio and CAPE the answer is yes—and dangerously so.

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Planning

Planning

Fee-Only or Commission What Standard of Care Is Best for You?

Many advisors are registered as both representatives of a broker-dealer and as investment-advisor representatives of an investment advisor.

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Free, no-obligation consultation and financial profile assessment