Do You Have After-Tax Money in Your 401k?
Tim Hayes
December 1, 2022
Tim Hayes Securities licensed in MA, RI, NH, ME, CT, NY, FL Do you happen to have after-tax money in your 401k or 403b, assuming
Financial Advisor Tim Hayes
Category: Financial Planning
Tim Hayes
Offices in Boston & S Dartmouth
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2023 Retirement Plan Contribution Limits
Tim Hayes
December 1, 2022
Tim Hayes Offices in Boston & S Dartmouth The Internal Revenue Service increased the annual contribution deferrals on some popular qualified retirement plans. So you
Case Study Certified Annuity Specialist®
Tim Hayes
December 3, 2022
Financial Advisor Tim Hayes Tim Hayes Offices in Boston & S Dartmouth This is a hypothetical example and not actual clients and their outcomes. Desi,
Should You Name a Trust as Beneficiary on Your Retirement Account?
Tim Hayes
December 3, 2022
To allow non-spouse beneficiaries to withdraw over their lifetime while protecting the retirement account (401k, 403b, IRA) from creditors, many attorneys recommended people name a
Understanding Your Social Security and Medicare Options
Tim Hayes
December 3, 2022
Social Security and Medicare are the cornerstones of most retirement planning strategies. One provides an income stream that you cannot outlive. The other provides health
Estate Planning Case Study
Tim Hayes
December 3, 2022
This presentation is a hypothetical view of financial planning items a client might see in the course of an advisory review. This is for informational
Taxes Case Study
Tim Hayes
December 3, 2022
This presentation is a hypothetical view of financial planning items a client might see in the course of an advisory review. This is for informational
The Public Employee Pension Problem
Tim Hayes
November 10, 2022
Back in the day before private employers dismantled their pensions and replaced them with 401(k)s, if someone told you that they had a pension, you
How the New Retirement SECURE Act Impacts You
Tim Hayes
November 15, 2022
The most significant change, though, is how it treats non-spouse beneficiaries. Previously, non-spouse beneficiaries could “stretch” their required withdrawals over their lifetime. For example, a
Inheriting an IRA
Tim Hayes
November 25, 2022
When someone inherits an IRA, the particular relationship between the individual who passed away and the beneficiary dictates the available choices. When the spouse is
How Tax Cuts Can Help Solve the Public Employee Pensions Problem
Tim Hayes
November 16, 2022
Most of the 41 states with state income taxes conform in some way to the Federal Tax Code. For example, Colorado uses the federal definition of
What the Department of Labor Fiduciary Rule Means to You
Tim Hayes
November 5, 2022
What does the new rule mean for you? If you have a 401(k), the advisor fees might come down. If you roll over the 401(k)
