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Faq

What we do

Independent solutions for you!

Whom Am I Affiliated With?

I am an Investment Adviser Representative at Cambridge Investment Research Advisors, Inc. (a $94B RIA based in Fairfield, IA) and Cambridge Investment Research, Inc. (a broker-dealer with over 3,000 registered representatives nationwide).

What Is My Financial Advisor Experience?

I’ve held an industry securities registration for 25+ years and am subject to SEC and FINRA oversight.

Do We Need to Meet in Person?

The first introductory and fact-finding appointment can be in person or by phone. The next meeting where I provide my recommendations should be in person.

Subsequent meetings where we monitor your progress and investments can be done in-person, by phone, email, or skype or, more likely, a combination of these meeting types.

How Much Do You Charge?

Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.

Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public school teachers with 403b retirement accounts or parents or grandparents setting up a 529 college savings plan.

What Are Some Benefits of Working With an Independent Investment Advisor?

You will understand investment concepts – I talk in familiar language, not financial jargon.

You will make educated investment decisions with the help of my objective, independent research.

I am free to collaborate with you and advise you objectively as we design a written financial plan to address your concerns and establish a path to your goals and dreams.

You will be able to trust and confide in me, as I will understand and prioritize your financial priorities and goals. I will serve you in a relationship.

You will not have to explain your financial history again and again to a series of new faces; I will be here for you.

Where Do You Work?

Expert and highly personalizied financial planning, retirement planning, and independent investment solutions, when you need an independent financial advisor in Massachusetts— Boston and the surrounding cities, Salem or the North Shore, Hingham, or another town on the South Shore, Andover and the Merrimack Valley, the Metrowest including Foxboro, or the Southcoast, Martha’s Vineyard, Nantucket, and Newport RI from my Dartmouth office.

 

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