The Best Way to Roll Over Your 401k to an IRA | Steps and Advice from Financial Advisor Tim Hayes
Learn the best way to roll over your 401k to an IRA, including steps to request a direct rollover and advice from financial advisor Tim
Tag: 401k
Retirement Planning and Financial Advice: Maximizing Retirement Income and Navigating Rollovers
Summary: Looking for financial advice as you approach retirement? Financial Advisor Tim Hayes offers personalized recommendations and guidance. Book a meeting today.
Understanding the New Rules for Rolling Over Your 401(k) | Financial Advisor Tim Hayes
Summary: Discover the government’s efforts to protect retirement plan participants and the implications for rolling over your 401(k) in this informative article.
Effective Retirement Income Strategy: Delaying Social Security and IRA Withdrawals
Summary: Learn how to develop an effective retirement income strategy for the middle class. Stanford University’s Center on Longevity has analyzed and compared 292 scenarios
Understanding Fees and Costs: A Guide to Financial Advisors and Their Compensation Options
Summary: Looking for financial advice? Learn about fees, fiduciary standards, and the costs associated with hiring a financial advisor in this informative article.
Retirement Saving for Self Employed: SEP and Solo 401(k) Options
Summary: Discover retirement saving options for self-employed individuals. Learn about SEP and Solo 401(k) plans, their benefits, and contribution limits.
Retiring Massachusetts Educator: Options for 403b Plans, Social Security, and the New SEC and DOL Rules
Summary: Learn about the important decisions retiring Massachusetts educators face regarding their 403b plan, Social Security, and the new SEC and DOL rules.
What Is a Realistic Rate of Return for Retirement Investments? Exploring Stocks, Bonds, and Market Volatility
Summary: Discover the significance of a reasonable rate of return for your retirement funds and the potential benefits and risks of different investment options
Financial Advisor Tim Hayes
What Is My Financial Advisor Experience
I’ve held an industry securities registration for 30+ years and am subject to SEC and FINRA oversight.
How Much Do I Charge?
Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.
Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts, or parents or grandparents who set up a 529 college savings plan.
Do We Need to Meet in Person?
The first introductory and fact-finding appointment can be in-person or by phone. The next meeting where I provide my recommendations should be in-person. (For the time being, telephone, Zoom, and email are replacing some in-person meetings.)
Subsequent meetings during which we monitor your progress and investments can be done in-person or by phone, email, Zoom, or Skype – or, more likely, a combination of these meeting types.
Contact Tim
Tim has offices in Boston and South Dartmouth, Massachusetts. He’s licensed to handle securities in 8 states: Massachusetts, Rhode Island, New Hampshire, New York, New Jersey, Connecticut, Maine, and Florida.
