Learn the best way to roll over your 401k to an IRA, including steps to request a direct rollover and advice from financial advisor Tim
Summary: Looking for financial advice as you approach retirement? Financial Advisor Tim Hayes offers personalized recommendations and guidance. Book a meeting today.
Summary: Discover the government’s efforts to protect retirement plan participants and the implications for rolling over your 401(k) in this informative article.
Summary: Learn how to develop an effective retirement income strategy for the middle class. Stanford University’s Center on Longevity has analyzed and compared 292 scenarios
Summary: Looking for financial advice? Learn about fees, fiduciary standards, and the costs associated with hiring a financial advisor in this informative article.
Summary: Discover retirement saving options for self-employed individuals. Learn about SEP and Solo 401(k) plans, their benefits, and contribution limits.
Retiring Massachusetts Educator: Options for 403b Plans, Social Security, and the New SEC and DOL Rules
Summary: Learn about the important decisions retiring Massachusetts educators face regarding their 403b plan, Social Security, and the new SEC and DOL rules.
What Is a Realistic Rate of Return for Retirement Investments? Exploring Stocks, Bonds, and Market Volatility
Summary: Discover the significance of a reasonable rate of return for your retirement funds and the potential benefits and risks of different investment options
Financial Advisor Tim Hayes
I’ve held an industry securities registration for 30+ years and am subject to SEC and FINRA oversight.
Most clients pay fee-only or an hourly rate. The size and complexity of the client’s wealth management and financial and retirement planning determine that fee.
Some clients pay a commission, mainly those with smaller accounts, i.e., Roth IRAs, some public-school teachers with 403b retirement accounts, or parents or grandparents who set up a 529 college savings plan.
The first introductory and fact-finding appointment can be in-person or by phone. The next meeting where I provide my recommendations should be in-person. (For the time being, telephone, Zoom, and email are replacing some in-person meetings.)
Subsequent meetings during which we monitor your progress and investments can be done in-person or by phone, email, Zoom, or Skype – or, more likely, a combination of these meeting types.
Tim has offices in Boston and South Dartmouth, Massachusetts. He’s licensed to handle securities in 8 states: Massachusetts, Rhode Island, New Hampshire, New York, New Jersey, Connecticut, Maine, and Florida.