Economic FAQ
Tim Hayes July 27, 2020
Understanding how our banking and financial system works. Without this understanding, financial advisors walk around in the dark without a flashlight.
Tag: Interest Rates
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Whole Life Insurance In Massachusetts • Financial Advisor Tim Hayes
Tim Hayes April 27, 2022
Once a hallmark of middle-class American financial planning, a whole life insurance policy is less of an economic staple today and is more likely purchased by upper-middle-class families or wealthier Americans who have already maxed out their 401k retirement plan
10 Years After the Financial Crisis, Does the U.S. Still Have a Debt Problem?
Tim Hayes February 1, 2021
Yes. The amount of debt today is higher than it was before the financial crisis. Before the Great Recession, the total debt in the U.S.—that is, government, business, and personal debt combined—was $53 trillion. At the end of 2020, it
Why an Inverted Yield Curve Matters to You
Tim Hayes July 23, 2019
Some believe that an inverted yield curve causes a recession as banks become less willing to lend, as their cost of funds (short-term rates) are higher than the price they can charge on a loan.
Is QE 4 Stimulative?
Tim Hayes January 22, 2020
There is no way to know for sure. Still, when the Fed adds money to the economy by buying bonds from non-banks, the stock market seems to go up. When they subtracted cash from the economy by not reinvesting mortgage
Is ex-Fed Chief Greenspan’s New Bond Bubble Warning, ‘Irrational Exuberance,’ Déjà Vu?
Tim Hayes January 2, 2018
Speaking in late July to Bloomberg News, Greenspan warned, “Equity bears hunting for excess in the stock market might be better off worrying about bond prices… That is where the actual bubble is, and when it pops, it’ll be bad
