Category: Investment Advisor
Tim Hayes
Offices in Boston & S Dartmouth
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Social Security Case Study: Claiming Strategies for Married Public Employees Post-GPO Repeal
This case study looks at a married couple. One spouse worked in the private sector and has a Social Security record. The other is a ...
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Jeremy Grantham Might Be Right: Why You Don’t Score Market Cycles in the Fifth Inning
Market Perspective · June 29, 2026 Jeremy Grantham Might Be Right: Why You Don’t Score Market Cycles in the Fifth Inning On the most expensive ...
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Total US Debt and Stock Market Valuations: Comparing 1999, 2007, and Today
Total US Debt and Stock Market Valuations: Comparing 1999, 2007, and Today How valuations and debt stack up at three critical moments: the dot-com peak, ...
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How Financial Advisors Get Paid: Fees, Commissions, and Fiduciary Standards
A decade of regulatory change explained — how Reg BI and DOL Best Interest standards affect the fees public employees pay on 403(b) rollovers and ...
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Fee-Only vs. Commission Financial Advisors: Understanding the Real Cost of Advice
Tim Hayes explains how fee vs. commission compensation models define the advisor relationship, what each costs, and why the distinction matters for public employees.
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Public Employee Risk Tolerance: Aligning Your 403(b) and 457 with Your Pension
Request a Free Intro Call By Tim Hayes, Financial Advisor for the Public and Not-for-Profit Sector Is your 403b or 457 portfolio positioned too conservatively—having ...
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